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René Nijkamp

Product & Integration Architect I love to solve puzzles

I architect banking integration platforms (Grand Central, SyncHub) and hunt down multi-system failures that cross team boundaries. 17+ years from embedded systems to cloud APIs and MCP. Pragmatic designs that survive 3am outages.
There's always a solution: find it, standardize it, ship it.

$ Product Architecture
$ Banking Integration
$ MCP Implementation
$ Cloud Platforms
$ Solution Design
$ Problem Solving

About Me

I build integration platforms that connect fragmented banking systems. Legacy cores, SaaS tools, payment processors. Make them work together reliably.

Currently architecting Grand Central and SyncHub at Backbase. Before that: incident response at Shell, mobile banking at ABN AMRO, card systems at ICS. 17+ years solving the same class of problem. Systems that need to talk but weren't designed to.

I hunt down failures that span multiple systems, then turn the fix into something reusable. When something breaks at 3am, I can trace through networking, auth, protocols, and timing to find the actual root cause.

What I do: Integration platforms, event & sync models, MCP adoption, banking systems
What I'm good at: Multi-system root cause analysis, making patterns stick
How I work: Prove it small, scale it clean

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Years Experience
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Industries
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Years Consultancy
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Major Banks

There's always a solution.

Whether it's untangling complex banking integrations, debugging multi-system failures at 3am, or architecting platforms from scratch. I don't stop until it works. Ruthlessly pragmatic.

Platform Principles

Observable First

Every flow emits trace + correlation IDs before feature work. No visibility = no deploy.

Contract > Chaos

Interfaces are treated as products: versioned, diffed, reviewed, retired on purpose.

Fail Fast & Contained

Decompose multi-factor failures (network + auth + timing) into guardrails + retries.

Security By Default

Keys validated, headers normalized, error leakage blocked before feature logic exists.

Policy Before Code

Cross-cutting concerns implemented once (rate limiting, audit, error detection) then reused.

Simplify Surface Area

Reduce optionality. Fewer modes means fewer latent edge cases at scale.

Why Me

Pattern Builder

I turn one-off fixes into reusable patterns. When I solve a problem, I make sure it stays solved across the platform.

Production Lens

I start at failure modes, not slide decks. Design choices survive 3am outages and edge cases.

Full-Stack Experience

Embedded payments, mobile banking, cloud APIs, MCP implementations - I've built and broken all of it.

Calm Under Fire

Led incident triage at ABN AMRO and Backbase. Complex outages translated into actionable deltas fast.

Principled Pragmatism

Minimal ceremony; maximum clarity. Ship what matters, retire what doesn't.

Creative Edge

DJ outside tech. Pattern recognition transfers between domains.

Core Expertise

🏗️

Product Architecture

Designing and leading enterprise integration platforms. Currently architecting Grand Central at Backbase, implementing MCP, and building SyncHub from the ground up.

  • Enterprise Integration Platforms
  • MCP Server Architecture
  • Azure APIM & API Gateway
  • Banking System Integration
🎯

Solution Architecture

Designing integration solutions for complex banking environments. Connecting business requirements to technical implementation. Focus on architectures that work in production.

  • Integration Architecture
  • Banking Platform Design
  • Payment Systems
  • SaaS Integration Patterns
🔍

Complex Problem Solving

Multi-system problems. Network issues, integration failures, production outages. I go deep until the root cause is found.

  • Production Issue Resolution
  • Multi-System Root Cause Analysis
  • Integration Troubleshooting
  • Low-Level Debugging
☁️

Cloud Architecture

Designing cloud-native solutions on AWS and Azure. Deep experience with Azure APIM, event-driven architectures, and building integration platforms that handle enterprise banking workloads.

  • Azure & AWS Architecture
  • Event Hub & Distributed Tracing
  • Cloud-Native Integration
  • Kubernetes & Containerization
🏦

Banking Domain

8+ years across major Dutch banks. Deep understanding of banking systems, payment protocols, credit card processing, and regulatory requirements. Making different banking systems work together.

  • Banking Integration Patterns
  • Payment Protocols (ISO8583)
  • Credit Card Systems
  • Core Banking Integration
🎓

Technical Leadership

Presenting complex architectures to C-level executives. Mentoring engineering teams. Guiding technical direction.

  • Architecture Presentations
  • Team Mentoring
  • Technical Strategy
  • Stakeholder Management

Professional Experience

Product Architect

Backbase Sep 2022 - Present · 3+ years

Architecting Grand Central (Backbase's integration platform) and building SyncHub from scratch. I present technical architectures to banking C-levels, guide engineering teams through complex integrations, and figure out MCP adoption strategy. The work is part design, part firefighting, part teaching - making fragmented banking systems behave like they were built to work together.

Consultant / Owner

It's René Jul 2015 - Present · 10+ years

My consultancy. Started it so I could pick which problems to solve and which companies to work with. Ran it full-time for years across multiple Dutch banks and enterprise clients. Currently dormant while I'm at Backbase, but it represents 10+ years of professional autonomy and flexibility.

Solution Architect

International Card Services (ICS) Sep 2020 - Aug 2022 · 2 years

Two years architecting credit card processing systems at one of the Netherlands' largest card processors. Designed integrations with SaaS platforms, handled security and compliance requirements. In payments, things either work or they don't - learned to account for that in every design decision.

Enterprise IT Response Team

Shell May 2016 - Dec 2020 · 4+ years

Four years on Shell's technical response team. The people you call when production is down and nobody knows why. On-call expert consulting for projects across the organization. Complex production issues that crossed teams, technologies, and continents. Learned to solve problems that span multiple systems and decode cryptic symptoms into actual root causes under pressure.

Technical Team Lead & Solutions Architect

DigiB Apr 2019 - Mar 2020

Led technical teams through digital transformation projects. Architect and team lead. Designed solutions bridging legacy systems and modern expectations while keeping everyone aligned. Kept the team focused through complexity.

Solution Architect - Mobile Banking

ABN AMRO Bank Jun 2017 - Nov 2018 · 1.5 years

Returned to ABN AMRO in a more senior role. Designed mobile banking architecture and AWS cloud infrastructure. Built CI/CD pipelines for native mobile teams. Helped teams adopt public cloud and DevOps practices. Proof-of-concepts for next-generation banking apps serving millions of users. This is also where I learned the valuable lesson of having a rollback plan - locked 800K users out of their banking app once. Measure three times before you cut.

Mobile Software Engineer

DS TAGS (BagTag) Feb 2016 - Dec 2016 · 11 months

Electronic baggage tags for airline check-in. Architected and developed native mobile applications and SDKs for Android and iOS, integrated with cloud services and BagTag hardware. Mobile development meets IoT and airline systems.

Solution Designer - Mobile Native

ABN AMRO Bank Jan 2014 - Jun 2016 · 2.5 years

Mobile Native team at ABN AMRO. Designed and implemented native banking applications for iOS and Android. Mobile architecture patterns, security implementations, user experience optimization. First time working under financial services requirements.

Experienced Mobile Software Engineer & Innovation Pioneer

CGI (formerly Logica) Mar 2011 - Aug 2015 · 4.5 years

Four years as lead mobile developer and innovation specialist across multiple clients and security domains. Built the first WADA Whereabouts app for the World Anti-Doping Agency. Worked on Google Glass and wearables (2011-2015, when this stuff was still new). Rotated between banking, energy, defense, and public sector - each with different security clearance requirements.

  • Shell (Jan 2013 - Aug 2015 · 2.5 years): Mobile Application Specialist reviewing native apps for performance, bugs, and security vulnerabilities. Liaised with security office. Handled mobile architecture decisions.
  • ING (Apr 2014 - Oct 2014 · 7 months): Static Software Reviewer doing banking security compliance using Fortify Static Code Analyzer. Secure code patterns for financial applications.
  • Facilicom (Jan 2012 - Mar 2012 · 3 months): iOS project for facility management solutions.
  • NATO C3 Agency (Sep 2011 - Jan 2012 · 5 months): Database Engineer on Cyber Defence infrastructure with high security clearance. Defense systems with strict security constraints.

Software Engineer - Embedded Systems

Chess Embedded Technology Feb 2008 - Mar 2011 · 3 years

Three years developing Point of Sales solutions, cashless payment systems, and embedded Linux controllers. Multi-language development. C, C++, C#, Java, SQL. Whatever the hardware needed. First professional role. Learned how hardware and software interact at the lowest levels. Timing issues and memory constraints you can't handwave away.

Graduate Internship - Payment Terminal Development

Chess Embedded Technology Sep 2007 - Feb 2008 · 6 months

My graduate internship project on payment terminal development. Hardware validation, software development, and integration testing all rolled into one intense learning experience. Did well enough that they offered me my first professional role right after. Sometimes the best interview is six months of actually doing the work.

.NET Software Engineer - Internship

Chess Embedded Technology Feb 2007 - Jun 2007 · 5 months

My first taste of Chess. A .NET development internship focused on application development and integration. Early exposure to what professional software engineering actually looked like beyond textbooks and classroom projects. Clearly made an impression, since they brought me back for my graduate internship.

Voluntary Software Engineer

Flabber Jan 2005 - Jun 2010 · 5.5 years

Voluntary software engineering for 5+ years. Developed web applications and backend systems. Real-world development experience outside formal employment.

Delphi Software Engineer - Internship

Delta Instruments Sep 2004 - Mar 2005 · 6 months

First professional software engineering role. Six months developing industrial instrumentation software in Delphi.

Guides & Speaking

Deep-dive guides, reference patterns and (upcoming) talks on integration architecture, banking platform design, MCP adoption and multi-system troubleshooting.

Let's Work Together

Looking for someone to architect integration solutions, dive into complex multi-system problems, or build banking platforms? Let's talk.

There's always a solution.